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Reserve requirements are rules made by the central bank (like the People’s Bank of China or the Federal Reserve in the U.S.). These rules tell commercial banks (like Bank of China, ICBC, or Wells Fargo) how much money they must keep in reserve and not use for lending. Why Do Banks Need to Keep Money in Reserve? When you deposit money into a bank, the bank doesn’t just lock it away. It uses most of that money to give loans to other people or businesses. But to make sure banks always have enough cash on hand (in case many people want to withdraw their money at the same time), the central bank sets a rule: you must keep a small part of your total deposits safe and ready. ...

Cutting-edge Technologies Synthetic data generation for aerospace, maritime, and special-purpose vehicle autonomous driving Neuromorphic chips Brain-computer interface Humanoid robots Video generation Artificial General Intelligence (AGI) Early Adoption Technologies AI safety AI agents Large model engineering On-device AI (IoT, Edge, Mobile) dialogue robots based on large models Multimodal models Retrieval-Augmented Generation (RAG) Explainable AI 3D vision General-purpose large models Image generation Industry-specific large models 3D generation LLMOps Emerging Technologies Semi-custom chips (FPGA) and fully custom chips (ASIC) code generation Distributed deep learning Machine/deep learning platforms Autonomous driving Reinforcement learning Digital humans/virtual humans Robotic Process Automation (RPA) Prompt engineering Text analysis Text generation Audio generation Semantic analysis Knowledge graphs Intelligent video coding AIOps Mature Technologies Traditional dialogue robots Machine learning OCR recognition Facial recognition Biometric recognition Data mining General-purpose chips (GPU) recommendation systems Object recognition Speech recognition Expert systems MLOps

A solar term transition refers to the precise moment when the Sun reaches a specific position along the ecliptic longitude, marking the beginning of one of the 24 solar terms in the traditional Chinese calendar. These solar terms divide the solar year into 24 equal parts, each corresponding to approximately 15° of the Sun’s movement along its apparent path around the Earth (the ecliptic). Astronomical Basis: The 24 solar terms are determined by the Sun’s position relative to the Earth, measured in degrees of celestial longitude. For example: ...

Attribute 1: Deep discipline knowledge and intellectual breadth Graduates have comprehensive knowledge and understanding of their subject area, the ability to engage with different traditions of thought, and the ability to apply their knowledge in practice including in multi-disciplinary or multi-professional contexts. Attribute 2: Creative and critical thinking, and problem solving Graduates are effective problems-solvers, able to apply critical, creative and evidence-based thinking to conceive innovative responses to future challenges. ...

Early Period of the Western Zhou Dynasty King Wu of Zhou: Ji Fa, reigned from 1046 BC to 1043 BC for three years. The second son of King Wen of Zhou, he inherited his father’s will, overthrew the Shang Dynasty and established the Western Zhou Dynasty. King Cheng of Zhou: Ji Song, reigned from 1042 BC to 1021 BC for 22 years. During the first seven years of his reign, the Duke of Zhou served as regent. After King Cheng took personal control of the government, he enfeoffed many nobles and ordered the Duke of Shao to build the city of Luo. He also ordered the Duke of Zhou to formulate rites and music, thus laying the foundation for the Western Zhou Dynasty. ...

The wisdom hierarchy, also known as the Data-Information-Knowledge-Wisdom (DIKW) hierarchy, or Data-Information-Knowledge-Wisdom (DIKW) pyramid, which is a model that illustrates the relationship between data, information, knowledge, and wisdom, illustrates the progression of raw data to valuable insights. The model is considered a philosophical approach because it emphasizes the difference between categories. For example, facts alone are not information, and knowledge is not wisdom. It gives us a framework to discuss the level of meaning and utility within data. Each level of hierarchy builds on lower levels, and to effectively make data-driven decisions, you need all four levels. ...

Navigation Navigation needs to be clear and simple, helping users find essential information quickly. Avoid complex menus that could distract or confuse. If content isn’t crucial to conversion, move it to the footer. Essential links only Clear structure Simple user paths Hero Section Clearly communicate what your product/service is and who it’s for. This is your chance to make an immediate impact with a strong headline and sub headline. Include a clear call to action that guides users to the next step. ...

Biography and memoir The Editor (Sara Franklin) Kingmaker (Sonia Purnell) Maurice and Maralyn (Sophie Elmhirst) Metamorphoses (Karolina Watroba) One Way Back (Christine Blasey Ford) Patriot (Alexei Navalny) Troubled (Rob Henderson) Wild Thing (Sue Prideaux) Business, economics and technology The Afterlife of Data (Carl Ohman) The Art of Uncertainty (David Spiegelhalter) Co-Intelligence (Ethan Mollick) Dark Wire (Joseph Cox) How Economics Explains the World (Andrew Leigh) Money (David McWilliams) Playing with Reality (Kelly Clancy) The Power and the Money (Tevi Troy) Slow Productivity (Cal Newport) The Whole Story (John Mackey) Culture and arts ...